A brief- on how do ATM machines work?

The following is an article that i came across in an website, thought people will be intersted in knowing how ATMs work, so i have posted it in my blog.

Whether an ATM is in a bank, at a bank drive-thru, in the wall of your shopping mall, or standing out in the middle of nowhere, the process is pretty simple. A real live human being goes to the machine and opens it, then opens the safe-locked door inside, and fills trays in the machine with a set amount of money. If it's a machine that only gives out portraits of Andrew Jackson, then there's either only one tray, or multiple trays that are all filled with twenties. It also dispenses tens (or, rarely, fives also), the multiple trays each holding a separate denomination.
When you pop your plastic in the slot, punch in your PIN, and request funds - assuming you're not a deadbeat who's about to see "We're sorry, but you do not have sufficient funds in your account to complete this transaction" - the computer in the machine triggers mechanisms that feed the appropriate number of bills of the appropriate denomination from the tray(s). Then, they're fed to the slot your cash pops out of, right into your greedy little fist.
If the ATM is in a bank, the door to the ATM is usually behind the machine, where you can't get to it, and a bank employee fills the trays. ATMs located elsewhere are generally filled by men in uniforms, who drive large armored vehicles, carry sidearms, and whose employers carry a lot of insurance.
You didn't ask, but in case you were wondering, when you make a deposit at an ATM, it's merely fed into a bin within the safe. The bank employee or armed guard retrieves the envelopes when they fill the machine, and your deposit is taken to the tellers, who process it just like any other deposit, only they key it in as an ATM deposit so that you don't get credited twice. If you were to try to rip off the bank by not really depositing any funds, at the end of the day, the bank's computer system would say to itself, "Self, this deposit wasn't keyed in by a teller ... this guy's trying to rip us off." At that point, the computer would subtract your deposit back out, and you'd probably be in deep spit.
Hope this was useful.

2 comments:

admincandy said...

its nice.... but too lengthy....

Unknown said...

See small things in big packages. With a push of a button you get your money, but you don't know the pains involved on delivering that money to you. So atleast you can spend time reading it and understanding the paiin behind your comfort.